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Individual Benefits

Individual Benefits

Selecting individual health insurance is an important decision, but doesn't necessarily have to difficult. Your healthcare needs and preferences will dictate the type of plan that is best for you and you family. There are a variety of health coverage types from which to choose, including PPO, HMO and Health Savings Accounts.

Individual Plans

An individual plan is available for individuals and families who do not have group health insurance through an employer. Plan designs with varing benefits and coverage levels are available to fit your family's health care and financial needs.

Short Term Health Insurance Plans

This is a perfect type of insurance for people that are in transition. It provides comprehensive medical and hospital benefits to help avoid major financial loss in case of a serious accidental or illiness.

It's designed for people that are:

  • Recent college graduates
  • Between jobs and looking for lower premiums rather than paying high COBRA premiums
  • Newly hired employees waiting for benefits to begin

Medicare Supplement Plans

Medicare will provide you with basic coverage but will not cover everything. To help with the gaps you will want to look at a Medicare Supplement Plan.

Products:

  • Individual Health
  • Short Term Health
  • Medicare Supplements
 
  • Dental
  • Vision
  • Individual Disabiltiy

Companies:

  • AFLAC
  • Ameritas
  • Anthem
  • Assurant
  • Dean Health Plan
 
  • Group Health Cooperative
  • Humana
  • Physicians Plus
  • Unity
  • WPS

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100 Wilburn Rd., Suite 103 • Sun Prairie, WI 53590 • 608.837.2484 • info@harmsinsurancegroup.com